Choudhry & Associates provides focused, cost-effective risk and compliance solutions for the financial services sector.

Navigate regulatory complexity with confidence.
Our team is dedicated to delivering practical legal and compliance advice. We leverage deep industry knowledge to serve a diverse clientele, from startups to established industry leaders, helping them navigate regulatory complexity and build resilient frameworks.

Our Solutions / Services

Enterprise Risk management

Compliance

Licensing

Detailed Professional Services

COMPLIANCE

We implement a commercial yet tailored approach to keep compliance simple and functional for you. We establish a comprehensive AFSL and ACL compliance framework working with you, including compliance manuals, policies, risk management systems and registers for a ‘whole of system’ view.

We Provide:

  • Compliance Plan and Framework: Provision of a turnkey system for compliance with licensing and related financial services laws including AML/CTF and Privacy.
  • Ongoing Compliance Support:
    • Quarterly compliance reviews
    • Attending compliance committee meetings
    • Monitoring and supervision of representatives
    • Oversight on disclosures and disclaimers
    • Independent reviews of compliance with ACL and other financial service law requirements, annual licence attestations.

Enterprise Risk Management

Building Enterprise Resilience through Proactive Risk Management

Choudhry & Associates specialises in developing integrated risk management frameworks that protect and enable organisational growth. Our unique advantage is grounded in 16 years of deep financial industry experience, having built and embedded APRA-compliant risk frameworks from the ground up. This allows us to offer true end-to-end expertise in supporting enterprises with their most critical risk challenges.

We partner with leadership to transform risk management from a compliance exercise into a strategic advantage. Our services include the design and implementation of customised risk frameworks, risk appetite structuring, and compliance systems tailored to your business objectives. We further strengthen organisational governance by providing direct advisory services and upskilling for boards and senior executives, fostering superior strategic decision-making.

Strategy & Risk Advisory for Business Resilience and Growth

  • Strategic Planning & Advisory: We provide foundational support for business strategy development. Our services include in-depth industry research, facilitated strategy workshops, and the development of detailed, actionable business plans.
  • Risk Management Frameworks & Compliance: We design and implement tailored Enterprise Risk Management (ERM) and compliance frameworks. Our approach helps businesses institutionalize a proactive culture of risk diligence and governance.
  • Risk Identification & Assessment: Using our proprietary 52 Risks framework, we design and facilitate targeted workshops for boards and management to systematically identify and assess the most pertinent risks to your business.
  • Risk Appetite & Tolerance: We help businesses clearly define their risk appetite—determining the types and levels of risk they are willing and able to accept to achieve their strategic objectives, providing a clear guide for decision-making.
  • Maturity Assessment & Program Review: We conduct thorough reviews of existing risk management programs, performing gap analyses and maturity assessments to develop comprehensive roadmaps for enhancing your risk practices.
  • Start-ups & New Ventures: We assist new businesses in building a robust risk-aware culture from inception, integrating sound risk principles into their foundation for sustainable growth.

Licensing

We make it easy for you to obtain an ACL or AFSL, or to vary an existing licence. We understand ASIC licensing, swiftly preparing and managing applications with an intuitive understanding of the nuances of regulatory requirements.

Our Licence Support Provides:

  • Efficiency: We streamline the licensing process, saving you time and effort while ensuring accuracy.
  • Support at Every Step: From initial consultation to post-licensing compliance, we’re here for you at every stage of your journey.

Services We Offer:

  • Initial Consultation: We start by understanding your business model, services, and goals to determine the most suitable authorisations for your licence.
  • Application Preparation: Our experts assist you in preparing a robust and compliant application, ensuring all proofs for your proposed licence are in order. We understand what the Regulator expects to ensure a smooth process in obtaining your AFSL or ACL.
  • Lodgement: We lodge your application and liaise with the Regulator to ensure any requisitions are ironed out and the licence is issued efficiently.
  • Policy Preparation: Prepare and personalise all the required policies and procedures (APRA, ASIC, TEQSA).

Let's help you!

Phone: 0405 075 938
info@hclegal.com.au
Our Address